Life insurance in NJ & GA,
explained plainly.
Whether you're protecting your family or the business you built, Kevin Gaviria is your local guide. Choose your path below.
Personal &
Family Solutions
Protect your loved ones, build tax-advantaged savings, and plan for retirement, with coverage that fits your life and budget.
- Term Life with Living Benefits
- Indexed Universal Life (IUL)
- Whole Life & Final Expense
- Fixed Index Annuities
- College Funding & Retirement
Business
Solutions
Protect the business you've built, from key person coverage to succession planning, for NJ and GA business owners.
- Key Person Insurance
- Buy-Sell Agreement Funding
- Executive Bonus Plans
- Succession Planning
- Group Term Life
Lexington Capital provides the financing and makes all credit decisions. Kevin is a referral partner, not a lender, and may receive a referral fee.
Kevin compares carriers like Ethos, Transamerica, F&G, Allianz, Corebridge, American Amicable, and more to find the fit for you. See the carriers →

Your Rahway Neighbor, Not a Faceless Corporation
I'm Kevin Gaviria, a Licensed Life Insurance Producer. I was born in Elizabeth and have called Rahway home for over twenty years. I compare multiple carriers to find what fits your family or business, explain everything in plain English (or Spanish), and recommend only what makes sense for you.